bills…they’re never-ending. I have not-so-good credit. One house note takes up 85% of one paycheck, so I try to conserve half of my paycheck each time I get paid for my house note. A year ago, I got horribly behind, by 3 months. I’m not proud of it, but unexpected things come up that you jsut can’t foresee. I was scared out of my wits that they would take my house. But I called my mortgage company (aka the federal government) and explained my situation. Lucky for me, they put me on a workout agreement and I have held up my end of the bargain. I still have $1100 to pay back until I’m caught up and then my payment goes down a hundred bucks. I have a loan that I’m now two weeks past due on and my washer & dryer bill that I financed – the same amount of time behind. Yes, things are tough. Tater’s show choir teacher likes to spring things on us and gives us about a week notice that she’ll need how-ever-much money for whatever thing they have going on. The latest was their weekend retreat where they go 100 miles out-of-town for the weekend – $185. Out of my last check (which was this past Friday), I paid my house note, $48 for something unrelated at school and the $185 check that I jsut knew was going to go bouncy-bounce after looking at my bank account. I have $80 left in there and had overlooked that the check had already cleared. I didn’t know it because my bank failed to send me that nice little text letting me know that it had cleared. I didn’t find out until I checked my email this morning. SO has always been wonderful at keeping up with his finances so I’ve decided that I’m going to FINALLY take after his good example. That was there is never any doubt where I stand on my bank account. Sighs.

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